Scoop ran a piece on homelessness and basic income in Aotearoa by Basic Income New Zealand, which does something important – it acknowledges that poverty and housing insecurity are not marginal issues but central political questions. The mere fact that guaranteed income schemes are being discussed in relation to homelessness signals how deep the crisis has become. But from an anarcho-communist perspective, it is not enough to debate how much money the state should distribute. We have to ask why, in one of the wealthiest countries per capita in the world, so many people do not have a secure place to live in the first place.
Homelessness in Aotearoa is routinely framed as a failure of income support, a gap in the safety net, or an unfortunate by-product of economic turbulence. That framing is too polite. Homelessness is not a glitch in capitalism, it is one of its regular outputs. We live in a society where housing is treated first and foremost as a commodity, something to be bought, sold, speculated on, leveraged, and accumulated. Shelter is not organised around need but around profit. Land is hoarded, and rents are pushed as high as the market will bear. Under those conditions, it is not surprising that tens of thousands of people experience insecure housing, are shunted into motels at public expense, or end up sleeping rough. The surprise would be if they did not.
The attraction of a basic income in this context is obvious. If rents are extortionate and wages are stagnant, give people more money. If benefits are punitive and conditional, replace them with something universal and unconditional. Parties such as the Green Party and The Opportunity Party have floated versions of guaranteed minimum income schemes as a humane response to poverty and precarity. The idea that every person should have a material floor below which they cannot fall has moral force. It speaks to dignity. It gestures toward the principle that survival should not depend on pleasing a case manager or satisfying bureaucratic criteria. In a country where benefit sanctions and administrative cruelty have pushed people further into crisis, the appeal of unconditional income is understandable.
Yet we have to be clear about the limits of this approach. A basic income, introduced within the existing framework of capitalist property relations, does not de-commodify housing. It does not socialise land. It does not remove rental housing from the speculative market. It does not end the power of landlords to set prices according to what they can extract. Instead, it injects cash into a system that continues to operate according to profit. In such a system, there is every reason to expect that a significant portion of that cash will be absorbed by rising rents and costs. Without structural transformation, income supports risk becoming subsidies for property owners.
There is a deeper issue at stake. Capitalism does not simply generate poverty by accident, it requires insecurity as a disciplining mechanism. The threat of unemployment, debt, and eviction keeps workers compliant. When education is financed through loans, graduates begin their working lives already indebted. When housing is scarce and expensive, people are less likely to resist exploitative work for fear of losing their home. Homelessness, at the extreme end, is a warning written in human terms – fail to secure your place in the labour market and this is what awaits you. A basic income might blunt that threat at the margins, but if it leaves intact the wage system and the commodification of essentials, the underlying logic persists.
In Aotearoa, we have seen how state policy oscillates between paternalistic support and outright punishment. Benefit levels rise slightly, then are eroded by inflation or offset by cuts elsewhere. Administrative hurdles are lowered in one term of government and raised in the next. At the same time, proposals emerge to empower police to issue “move-on” orders to rough sleepers, effectively criminalising the visibility of poverty. The contradiction is stark, the state claims concern about homelessness while expanding its capacity to remove homeless people from sight. Under capitalism, social policy and policing often work hand in hand, one managing poverty, the other containing it.
Those who experience homelessness are not a random cross-section of the population. Women, children, disabled people and Māori are disproportionately affected. That fact alone should dispel the myth that homelessness is about individual failure. It is about structural inequality layered across race, gender and class. The legacy of colonisation in Aotearoa, the alienation of Māori land, and the concentration of property ownership in settler and corporate hands form part of the story. So too does the transformation of housing into an asset class that delivers untaxed capital gains to investors while locking others out. A cash transfer cannot undo that history.
This does not mean that anarcho-communists should dismiss basic income debates as irrelevant. On the contrary, any measure that immediately reduces hardship deserves serious consideration. An unconditional income could weaken the most degrading aspects of the welfare system and give people breathing space. It could reduce the power of employers to coerce workers into unsafe or underpaid jobs. It could create room for care work, community activity and political organising. These are not trivial gains. But we must resist the temptation to treat them as endpoints rather than footholds.
The fundamental problem is that capitalism organises life around exchange value rather than use value. Housing exists to generate rent, not simply to shelter. Land appreciates because it is scarce and privately owned, not because its value derives from community life. As long as these premises remain intact, homelessness will reappear in new forms. The system can tolerate a certain level of misery, but it cannot tolerate a challenge to property relations. That is why even the most generous reforms are carefully calibrated to avoid undermining the sanctity of private ownership.
A genuinely transformative approach to homelessness would start from the principle that housing must be de-commodified. That means large-scale public and community, controlled housing construction, not as a residual safety net but as a dominant form. It means taking land out of speculation and placing it under democratic stewardship. It means supporting hapū-led and community-led housing initiatives that reflect tino rangatiratanga and collective control rather than market dependency. It means confronting the political power of developers, landlords and banks rather than courting them.
Such a programme cannot be delivered solely through parliamentary manoeuvres. The history of social change in this country, from union rights to Māori land struggles, shows that gains are won through collective action. Tenant organising, occupations of vacant buildings, and solidarity networks that redistribute resources outside the market are not romantic gestures, they are practical challenges to the logic that treats shelter as a commodity. When communities occupy empty houses while families sleep in cars, they expose the absurdity of a system that protects property over people.
Worker power is central to this picture. Homelessness is tied not only to housing costs but to wages and job security. An economy built on precarious contracts, gig work and underemployment produces constant risk of eviction. Strengthening unions, building worker co-operatives, and demanding wages that reflect real living costs are essential components of any serious anti-homelessness strategy. Without shifting power in the workplace, income supports risk becoming permanent patches on a leaking boat.
There is also a cultural battle to be fought. Capitalist ideology frames independence as individual self-reliance and dependence as personal failure. A basic income can be sold within that framework as a tool to help individuals “get back on their feet,” but the deeper truth is that none of us survive alone. Housing, like healthcare and education, is a collective good. It depends on shared labour, shared infrastructure and shared land. Reclaiming that understanding is part of dismantling the moral narrative that justifies homelessness.
The Scoop article gestures toward compassion, and compassion matters. But compassion without structural analysis can slide into technocracy. It asks how to administer poverty more efficiently rather than how to abolish it. Anarcho-communism insists that homelessness is not inevitable, not natural, and not the result of insufficient managerial finesse. It is the outcome of deliberate choices about ownership, profit and power. Those choices can be reversed, but not without confronting entrenched interests.
In the end, the debate over basic income in Aotearoa is a test of political imagination. Are we prepared to see housing as a right rooted in collective ownership and democratic control? Or will we settle for cash transfers that leave the architecture of inequality untouched? The answer will determine whether homelessness continues to haunt our cities as a managed crisis or recedes as a relic of a system we chose to leave behind.
If we are serious about ending homelessness, we must move beyond tinkering. We must challenge the commodification of land, the wage system that disciplines through scarcity, and the punitive apparatus that criminalises poverty. We must build networks of solidarity that meet needs directly while organising for deeper transformation. A basic income may be part of that struggle, but it cannot be its horizon. The horizon must be a society in which no one’s right to shelter depends on their capacity to pay, and where collective care replaces market logic as the organising principle of life.